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Home Insurance Legislators Unanimously Agree to Put Science Ahead of Fear When It Comes to Dog Owners

On Friday, Nov 18, 2022 the National Conference of Insurance Legislators (NCOIL) unanimously agreed to adopt a model law that bars insurance companies from using breed restrictions to deny homeowners and renters liability insurance. This is important for three reasons. First, it is a step forward in creating more equitable housing and inclusive communities, as these restrictions are a form of proxy discrimination. It is also highly likely that every state that adopts this legislation will see a reduction in

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